Smarts Tips for Your Family

Many used things around us are actually usable. Either that tool can still be used. Cosmetic tools, accessories or other objects. In addition, there are also objects that can actually double and actually make your work more practical.

TOWELS
If the bath towel is thin and shabby do not quickly throw away. Fold it in half and sew the cloth add a bit thick for the decoration around it. You can also add embroidery in the middle. Use as a room mat.

EARRING
Already bored with earrings? Pinch in your shoes that are simple or slightly old. And like you look new. Use bright colored earpieces for daylight and sparkling colors for afternoon and evening.

BOTTLE DEODORAN
Fill a roll on deodorant bottle with liquid detergent. Use to clean certain parts of clothing such as collars, cuffs and other very dirty parts before being put into the washing machine.


BELT
cut your thin belt that are no longer used into short pieces, use as a bookmark of your reading book

TOOTHPASTE
To remove scratches on the surface glass of the watch, apply a little toothpaste and rub with a soft cloth.



PLASTIC BOTTLES
Turn a plastic bottle into a pig-shaped piggy bank. Give earrings, tail and legs of paper. Then paint a pig's face. The bottle cap serves as a pig snout. Then make a gap in the back, to insert a coin.

PHONE BOOK
Do not throw away unused phone book. Use as a crockery wrapper. For example if you have to move house or store chinaware in the crate.

COTTON MATERIALS
To keep the clothes white, do not insert them in plastic bags. Wrap with paper or cotton to keep it from changing color.

FORK
There is an easy way to coat a cake with a brown liquid. Pour the cake with a fork, and then apply the brown liquid.

NAIL POLISH
In order for the thread stitches on the buttons do not easily loose, apply nail polish color transparent.

NAIL POLISH BRUSH
If your nail polish is gone do not throw away the brush. Use to clean small items such as rings and other objects that are difficult to reach with regular brushes.


ICE CUBE
If your child does not like taking medicine, gives a piece of ice cubes to thicken the taste buds.

PLASTIC BAGS
Cover the bottles of oil, soy sauce or sauce with the pockets of the plastic, and then tie them tightly. Thus, the storage area of soy sauce will not be sticky by the droplets of soy sauce.
The wardrobe is not sticky by droplets

BRICK
Two bricks can be used as a book standard. Wrap the bricks with other colored paper

SPOON HANDLE
To unscrew a tough bottle, try tapping the large spoon handle around the lid.

MILK POWDER
to make fried chicken become more delicious, add milk powder on the marinade. Besides more delicious, the color is also more interesting.

Sometimes we can leave the stain on the clothes accidentally. Lipstick stains, coffee or tea.  If it happens and the stain is difficult to clean, here are 7 easy ways to remove various types of stains on the clothes.

1. The shirt gets stained with coffee splashes, syrup, or sauce? For water-based stains, we must act quickly. Scrape off with a mixture of water and soap. If left too long, the taints can be oxidized and become more difficult to remove.


2. Never stubbornly kissing the child until the lipstick stains move into his shirt? If the child's clothes are dark, use a piece of white bread. Grasp the edges and rub the white side into the stain until the lipstick is lifted. Clean the clothes from the crumbs with a soft bristled brush.

3. To remove oil stains, we can use cornstarch. Sprinkle the stained area with flour, allow a few minutes until the flour absorb the oil, and then clean. If the stain does not disappear immediately, do it several times, and then wash clothes until clean.



4. There are times when sweat stains marks on the circumference of the shirt collar. A proven product for this is shampoo. Pour a little on the collar, rub to fade the stain, then rinse thoroughly. Then stay washed as usual.


5. The spill of wine or tomato sauce can be obvious, especially on light-colored clothes. The antidote is soda water. Pour into a clean cloth and brush on the stain.

6. Sometimes accidental parts of our bodies injured, and blood stains so attached to the shirt. Wet the stain area with water. Then, sprinkle the salt of the kitchen and rub it to fade the stain. Immediately after arriving home, immediately wash your clothes as usual.


7. Node pens can be very annoying because water and soap are not enough to eliminate them. Pour the alcohol on a clean cloth and rub it into the stain. Another way is to wet the sponge with milk and rub it into the stain until clean.

There are various causes of insomnia. Patients with insomnia will be difficult to get a good night's sleep.

Although there are a number of insomnia medications, there are actually a number of 'insomnia drugs' with natural ingredients that include eating certain foods.

Here are tips on curing insomnia using a variety of natural foods.

Food to cure insomnia :

1. Drinking Milk

A glass of milk, warm or cold, is recommended before bedtime for those with insomnia. Milk contains calcium that gives a calming effect.

Milk also contains tryptophan, neurotransmitters to help sleep and relax muscles.

2. Eating Bananas

Bananas also contain tryptophan which is a natural precursor for serotonin. In addition, bananas contain potassium, sodium and magnesium which also have a soothing effect.

Bananas are a good snack to help you sleep right away.

3. Consume Wheat


Wheat is rich in protein, which can also help insomnia. Wheat also has calcium and magnesium minerals, which calms the nerves.

It is believed that eating wheat can cause relaxation and speed up sleep.



4. Snack of Pautas

Some nuts help cure insomnia. The beans contain vitamin B, especially vitamin B6. Vitamin B6 is the key to calming an overactive nervous system.

The beans also contain pyridoxine that produces serotonin, which can produce melatonin. Melatonin is known as the "sleep hormone," and is widely contained in sleeping pills in general.

5. Consume Some Celery Stems

Celery can make you drowsy. Celery contains a soothing substance, thus pressing on the nerve to signal to sleep.

Cauliflower and broccoli are crunchy vegetables rich in fiber.

Broccoli is fresh and has the best quality characterized by its hard and green leaves, while the cauliflower is still freshly marked with the shape of the whole and white.

Proper storage will keep cauliflower and broccoli fresh and safe for consumption after a few days, even for the next few weeks.


Here's how to keep cauliflower and broccoli fresh:

1. Cut cauliflower and broccoli, put in a storage container. Cut both of these vegetables to the lowest point as desired.

2. Place each of these vegetables into a bag or a sealed plastic container. Cauliflower has a longer period of freshness than broccoli.

3. Store fresh broccoli and cauliflower that has been wrapped neatly into the refrigerator.

The recommended temperature in refrigerator to keep the freshness of the food stay optimum is about 1.67 - 4, 44 degree Celsius.

4. Eat these vegetables within a week to get the benefits and freshness to taste optimally.

Broccoli can last three days to two weeks if stored properly, but this depend on the freshness, the condition of the bud, and the head of the broccoli when you buy it.

Cauliflower can remain fresh for one to three weeks. If broccoli or cauliflower starts to look brown, immediately remove the vegetables and do not use them.

Sweaty palms are something that people do not like to talk about, especially if they have problems with the condition.

Here are tips that can help you overcome the problem of sweating palms:

1. Understand the cause.
The first thing to deal with sweaty palms is to understand the underlying cause. Almost everyone has experienced sweaty palms.

However, sweating is usually a temporary condition caused by stress or anxiety. For example, if someone is testing his palms will sweat when he cannot answer the exam questions. But, there are also people who every day have this problem and cannot control it.


This happens because the unconscious nervous system is not working properly and the wrong signal is sent from the brain to the sweat nerve.

2. Find the solution of the most obvious cause.
Are you overweight? People who are overweight have a higher risk of having sweaty palms problems. Excess weight encourages the body to work harder. This can cause excessive sweating.  If your weight goes down maybe the amount of sweat that comes out will decrease.

Another simple solution is to use medicated powder or powder stored in a small container in a pocket or purse. But, you have to use it little by little because it can clot in the hands and can make the problem worse.


 
3. Bring a handkerchief in your pocket.
Bringing a handkerchief in the pocket will make it easier to dry the sweat in the palm of the hand.
Another thing you can use is the antiperspirant product for hands and feet. This product will keep your hands and feet dry. Many athletes use products called Tite-Grip to keep their hands dry while playing bowling, golf, tennis, weightlifting, and other sports that require the palm of the hand to remain dry.


4. Conducting thoracoscopic sympathectomy surgery.
Finally, you should understand that any method you choose to keep your palms from sweating is temporary. The only way for permanent healing is to perform surgery.  Technically the problem for sweaty palms is called hyperhirosis and surgery to treat it is called thoracoscopic sympathectomy.
A person can perform the operation without having to be hospitalized and the success rate of about 98%

For most children and even adults, taking pill-based drugs, tablets or capsules is a tough task that is difficult to do. None of us are truly immune to illness so the need to take solid drugs in tablet form will not be avoided. Some people face problems when swallowing drugs for fear of choking and worrying the drug will not be able to pass through the esophagus.

Pills that tasted bitter made it even more difficult. This article was written with the aim of helping to alleviate this phobia. Let's take a look at some simple tricks that will help you or your children in overcoming the fear and the discomfort of swallowing pills.

How to Overcome Fear
These tips are mainly for adults. First of all, try to relax before taking the pill.
Sit in a quiet place with a glass of water and your medicine. Throw away fear and anxiety.
When anxious, there is the possibility of fear precisely stimulate the occurrence of choking which eventually lead to pills stuck in the esophagus.

Keep in mind; do not take the pill while lying down. Hold the pill in your right hand and a glass of water in the other hand. Drink a little water to moisten the esophagus and lubricate it. Next, open the mouth wide and stick out the tongue. Then place the pill behind the tongue as far as possible.
Next, drink water and swallow the water with the pill in your mouth while raising your head. Follow with some more water. While doing this, without you knowing it, the pill will already be in your stomach.

Raise your head to open a wider food channel that helps in swallowing. If necessary, do the exercise first with a pill-size candy before taking any real medication. Make sure you do not swallow water too fast as this can cause coughing.

 
Use Syrup Drugs
In the case of children, avoid giving pills to them. Use drugs for children in the form of equally effective syrups. Parents can ask the doctor to prescribe syrup, instead of tablets or pills.

If there is no choice of syrup, mix the capsules or pills in various foods such as ice cream.
You can also grind pills and mix them with juice or milk. In this way, children can easily take the drug.


But keep in mind, some pills (especially antibiotics) should not be mixed with dairy products or other food ingredients before consumption. So, consult with your doctor so that your child can safely consume the drug.

There are various cosmetic products that can make the lips look red blush. However, these cosmetic products are not only expensive, but also not necessarily safe.

Natural way is certainly more recommended to treat your lips to look still look beautiful.

The Cause of Dark Lips

Lips that initially look pink naturally could have slowly looked darker.
What are the causes of natural lip color loss? These include:

Aging
Increasing age is one of the main reasons the lips look darker.Production of various enzymes and hormones essential to maintain overall physical appearance will diminish with age.

Sun exposure
Excessive sun exposure causes dark lips because of harmful UV rays.

Smoking
Smoking also causes the lips look darker.

Caffeine
Excessive intake of caffeine is another reason the lips become dark.

Natural Solution for Lips Looks Pink

Here are some natural ways to make lips look pink.

1. Lime

Lemon or lemon juice is a natural bleach agent as well as helps remove dead cells from the body.
Rub a slice of lemon or lemon on the lips gently for two minutes and then leave for 10 minutes.
After that, wash with warm water. Do this every day to get a natural pink lip.

2. Honey

Honey is also useful to make the lips look red flushed.

Take two teaspoons of honey and a teaspoon of lime juice.

Mix until evenly and apply on the lips. Let stand for 10 minutes before washing with warm water.

Use this recipe for about a month to get optimal results.

3. Milk

Milk with a few drops of glycerine applied to the lips before bed can make it pink and soft.

Take fresh milk to taste and add a few drops of glycerin.

Apply on the lips and leave overnight and then wash with plain water in the morning.

You can also use this recipe on your face to get a brighter skin.


4. Lemon and sugar

Take a slice of lemon and sprinkle a little sugar on top then rub on the lips for two minutes and leave for 15 minutes. Wash with warm water.

Sugar is one of the natural exfoliating agents that have the ability to remove dead skin cells.

5. Rose petals

Rose petals can make dark lips become brighter.
Take some rose petals and soak them in milk for half an hour.
After that, add a few drops of glycerin to the mixture. Next, make a paste by adding a little honey.
Rub or massage the lips with this paste for 5 minutes and then leave for 20 minutes.
Regular use can give positive results on lip color.

6. Turmeric powder

Mix a pinch of turmeric powder with a teaspoon of milk. Apply on lips to get pink lips.
Use this recipe every day before bed to get the best results.

How to Take Care of Lips

Below are some simple suggestions to keep the lips pink and have a natural color.

• Do not sleep before cleaning lipstick. Remove the lipstick by rubbing the lips gently using ice cubes.
• Reduce intake of caffeinated beverages. This is one of the main reasons for dark lips.
• Drink plenty of water to keep your body and lips dehydrated. Water also serves to rinse toxins out of the body.
• Do not use lipsticks too often. Try to limit the use of lipstick.

Foot fungus or so-called water flea, is a fungus that usually attacks the skin that lies between the toes. The infected foot becomes peeled, red, and itchy.

In addition, the affected area becomes dry followed by blister formation.  Water fleas can also affect the nail so makes it fragile and easily broken. The habit of wearing moist socks or feet that are often exposed to water makes skin susceptible to water fleas.

In addition to chemical drugs, water fleas can be treated using a variety of natural remedies that can be found easily.

Here is a natural treatment for water fleas.

1. Coconut oil
Coconut oil is very effective to clean the fungus.

Coconut oil has the ability to inhibit the growth of fungi so ideal is used to cure water fleas.
Lauric acid is an important component of coconut oil that has anti-fungal and anti-inflammatory properties.

In addition to being a good anti-fungal agent, coconut oil is also effective to moisturize the skin.

Apply coconut oil to the water-infested area, and allow the active ingredient to fight water fleas.

2. Tea tree oil (tea tree oil)
Another nutritious herb to relieve water fleas is tea tree oil. Apply this herbal oil to the infected area to kill microbes and speed up the healing of water fleas.

Although it may not completely cure water fleas, tea tree oil is effective to enhance the appearance of the skin.

3. Apple vinegar
Fungus in the foot will cause the skin pH to deviate from normal limits. Returning the pH value of the skin is one way to free the skin from water fungus fungus.

Apple vinegar is one of the natural ingredients known to help regulate skin pH.

Make an apple and water vinegar solution with a ratio of one to one. Soak the affected foot water fleas in the solution for at least 20-25 minutes every day.

4. Salt water
One of the simplest ways to cure water fleas is by using a brine solution.

A warm salt solution is known to have anti-fungal properties. Mix 2 teaspoons of salt in a basin of warm water and soak the feet for 10 -15 minutes every day.


5. Tea
Heat about 1.5 liters of water to boiling. Put 6 bags of tea bags in hot water.

Let the water cool down, and then soak infected feet for half an hour each day. 
Tea contains tannic acid that not only destroys fungi but also helps to reduce itching from water fleas.

Ants are social beings and live in large colonies that have a specific division of tasks. Outside the home, ants are an important part of the environment because they contribute to the ecological balance. But while living in the house, ants become an annoying distraction. Instead of using insecticides, you can make your own natural ant repellent effective and safe.

Here are a variety of natural and easy-to-obtain ingredients to disinfect ants.

1. Borax
Borax is a preservative chemical that can be used to eradicate ants. Mix the borax with sugar and water. Next, spray the solution in the place where the ants are visible. In addition to eating it in place, ants will also bring this solution to their nest so it kills more of the ants.

2. Vinegar
Another effective method of getting rid of ants is by spraying vinegar in places where ants often pass. The strong smell of vinegar will make the ants avoid it. In addition to vinegar, apple vinegar and peppermint oil can also be used in the same way.

3. Cucumber
One strange fact about ants is that they do not like the taste of cucumber! Therefore, placing a cucumber slice in an area that many ants pass through is an effective way to get rid of them.

4. Mint
Used mint tea bags are considered effective to repel ants. Put a mint tea bag where there are plenty of ants. The mint leaves can also be dried and crushed into powder, then sprinkle in the place of many ants.

5. Lemon Juice
Another very easy way to get rid of ants is by mixing lemon juice with a little water and sprayed in a lot of ants.

6. Soap
Soap serves to break the wax layer of the outer framework of ants that result in dehydration. Apply soap at the entrance of the ant or spray the soap solution in place of many ants.

7. Grits of corn
The grits expand when consumed. After the ants eat the grits, this food will expand in the stomach of the ant and make it die. Spread the grits at the place where the ants are often assembled.



8. Salt / Pepper
Spreading salt in the corner of the room and on the ant nest is another effective way to repel ants. Alternatively, dissolve the salt with hot water then spray it into the area that many ants. In addition to salt, pepper also works effectively expel ants. Use the same way as when you use salt.

9. Coffee Powder
Sprinkle coffee powder around the cracks to prevent ants from entering. Coffee powder can also be spread in places with many ants.

10. Fat
Grease (grease) acts as an ant repellent. Apply fat in places that want to be free from the ant crowd.

11. Baby Powder
Sprinkle baby powder wherever you see ants. Ants hate the smell of talk and will get away from it.

12. Chili Powder / Cinnamon
Spread chili powder on the ant nest to drive them away. Alternatively, use cinnamon to repel ants.

13. The Land of Diatoms
Using diatomaceous earth is an easy way to get rid of ants at home.Sprinkle diatomic soil in an area filled with ants.

14. Perfume
Dip a cotton ball in a strong perfume. Put a cotton ball in an area that wants to be free of ants. Ants cannot tolerate the smell of perfume and will stay away. Alternatively, spray the perfume directly into the nest or ant crowd to throw it away.

For working mothers, if you know the tips to clean the baby's body properly, then the limited time you have can be effectively utilized.

Here are some practical tips to clean the baby's body from head to toe, complete with estimated time required.

Scalp
Frequency: 1 time a week.
In the first months of the baby's scalp usually still covered by a crust cap (cradle cap) that looks like oily thick scales. When you want to clean it, make sure the night before you have applied baby oil on the surface of the skin affected by the crust, then let stand all night, for easy cleaning the next day.

How to clean:
- Comb your little hair slowly by using a soft brush comb. Lift the crust peel carefully.
- Wash your baby's hair and scalp with warm wate,  using a special baby shampoo. Rinse thoroughly, then dry with a soft towel.

Eye
Frequency: Once a day during morning or afternoon bath.
Duration: 5 minutes.

Baby eyes that are less than 48 hours sometimes look like a white coat covered a bit murky. This is the result of contamination of amniotic fluid or blood after delivery. In addition, there is also caused by a blockage in the tear ducts that tears in his eyes and a medium for the dust that flew to stick and cause the formation of dirt.

How to clean:
- Wash your hands first with an antiseptic soap. Dip a clean round cotton into warm water.
- Apply the cotton slowly at the corners of the baby's eye to remove the dirt.
- Replace cotton every time you finish lifting and cleaning the dirt so that the dirt that has been picked up does not stick anymore when you clean the other corners of the eye.

Ear
Frequency: 1 time a week.
Duration: About 3 minutes.

The inner ear does not need to be cleaned because it already has its own cleaning mechanism naturally. The important thing you keep clean is the earlobe.

How to clean:
- Dampen the cotton round with warm water, then use to clean the front and back of the ear of the child.
- Dampen cotton buds with warm water or baby oil, then clean the inside of the earlobes of the baby and the parts that have indentations. Usually in the indentation there is a lot of dirt.
- After cleaning, dry with a small soft towel.

Check this one : How To Cleaning Baby's Ear Safety

Nose
Frequency: 1 time a week.
Duration: 10 minutes.

Nose is one of the "tools" for your little one to recognize the environment. If the child's nostrils are clogged with mucus and dirt, then it will be difficult to explore the environment.

How to clean:
- Dip the cotton bud into warm water, then slowly insert into the nostrils of the baby.
- Clean the dirt on the inner wall by rotating the stalk to the right and left, until the dirt lifted. If the dirt stays strong, keep applying wet cotton until the dirt softens.
- Use a special pipette to suck up the mucus when the nostrils are covered by many lenders, for example when he has a cold.


Mouth
Frequency: 2 times a week.
Duration: 10 minutes.

The mouth is one of the "windows" for babies to explore the world. Inside the mouth there are many sensory nerve endings that when received stimulation will trigger brain development. Clean the lips and the area around the baby's mouth each time after breastfeeding (breastfeeding).

How to clean:
- Dip the gauze into warm water that is ripe. Wrap your index finger with the gauze. You can also use a special brush.
- Clean the baby's mouth, starting from the outside, the lips and around the mouth. Afterwards, rinse the gauze clean.
- Then insert the index finger wrapped in a wet clean cloth into the mouth. Wipe gums gently from the top back up to the front of the top. Then proceed with rubbing the lower gums in the same direction.
- Clean his tongue also by rubbing slowly starting from the base of the tongue, towards the front.

The umbilical cord
Frequency: Every 2-3 days.
Duration: 5 minutes.

The umbilical cord is usually released naturally about a week after birth.

How to clean:
Do not expose the cord to the feces or baby urine. Keep the umbilical cord to keep it dry. Simply clean the skin around the umbilical cord using a clean washcloth dyed with warm water.

Nail
Frequency: 2 weeks if the nails are long.
Duration: 7 minutes.

Nails can be "carriers" of germs if they are not kept clean

Many ways you can do to beautify the look of the rooms in your house. One of them is by placing various ornamental plants in various corners of the house.

Not only add to the pretty room, some ornamental plants can also remove mosquitoes from the neighborhood, and help clean the air inside the house, so healthy and fresh.

What to consider beautifying the room in the house with ornamental plants? Below are 3 things to think about before you decide to put the ornamental plants in the room of the house

1. Choose the right plants
The reason, not all plants resistant in the room that is not exposed to sunlight. Therefore, for indoor plants, choose plants that cannot be exposed to direct sunlight. For example, monstera, peace lily, cacti, succulent, philo, betel ivory, fiddle leaf fig.

However, it does not mean indoor plants do not need sunlight. Because according to Nelza Isaiah, landscape architect and owner of Emillie Garden, which often provides landscape and indoor plants design and styling services, all plants still need sunlight, but different levels. For that, remove the indoor plants at least 1 to 2 times a week for sunlight, but do not direct sunlight, yes, so the leaves do not burn.

In addition, with a large selection of indoor plants, there are various ways to treatment. For example, tilandsia should be soaked in water once a week or the cactus is watered only once a week, while torenia, whose flowers can be eaten, should be watered twice a day for fast thirst.



2. Adjust the character of the room
Do not let your plant choices collide with the character and design style of the room. Adjust the character so not seem even disturbing.

For the living room and dining room, for example, you can choose high and simple plants to be center piece, then positioned in an empty corner, such as yellow palm, phoenix palm, fiddle leaf fig, rubber plant.

For the bedroom, you can choose any indoor plants, but you should choose plants that can help clean the air, not too small / smooth leaf and not easily fall out. For example, betel ivory, monstera, banana fan, sanseviera, succulent, or marginata. For child’s room,you do not need to be given live plants, but just use fake plants to beautify it.

While for the terrace which is also used for children's play area, decorate with a large tree just in the corner. But if it to relax adults can be made a shelf containing plants peace lily, ferns, sanseviera, cactus, or vertical garden on the wall.

Use natural pots
Plant container can indeed be anything, but the more natural (not plastic) will be better. Because, natural potted pots can keep the humidity of planting media (soil) optimally, says Nelza.

You can also use Kokedama, which is a traditional art from the Land of the Rising Sun, Japan. By using Kokedama, you no longer need to use the pot

Talking about money is often overlooked in the learning process of children with parents. Can be forgotten or even considered 'taboo' for children to know the money too early. Concerns parents are often afraid when the child already knows the money then ask for a snack continues.

In fact, there are many benefits of teaching the value of money to children from an early age.

By learning money early, children will learn to plan their lives, think long term, and wise in making decisions because it already understands the value of money. Then how to introduce it?
Here are way to teach children about money, in a fun way:

1. Play Cashiers
With this game, children will learn that money is a means of exchange. For example, in a game, the child wants to buy vegetables, then the child must give money to you (as the cashier) or the reverse.

2. Shopping to the supermarket
While taking the child to the supermarket, introduce money as a medium for his favorite things, such as chocolate or toys, that everything is priced or nominal. You can explain that without money, the goods he wants can not get out of the supermarket area.



3. Saving First and the Buy
Emphasize to the child that to get what he likes, it takes effort. For example, when a child sees a toy he likes, do not buy it immediately, but ask and teach the child to save money to buy the toys he likes from his own savings. At this stage the child will also learn to delay the fun, appreciate the waiting process, and enjoy the results of his efforts

You and your partner may not be too dizzy to manage finances while still living alone. But the situation will surely change before the birth of the child. You and your partner must be overwhelmed by the inevitable extra costs, such as labor costs, nanny fees, daycare fees, baby supplies, and more. The best way out is to save early for the needs of your child, and follow these steps:

1. Check the health insurance
Many companies have health policies, which automatically bear the child's health through insurance. Well, what about the insurance of your company? Check back. You should also find out whether prenatal care, cesarean delivery, infant care, and immunization are also covered by insurance from your company?

2. Ensure details of maternity leave
If you plan to return to work, you need to make sure what rights will be received and what benefits will be gained from the company during maternity leave. Do not forget to talk directly about this leave to your boss.

3. Managing debt
If your credit card balance is out of control, now is the time to start restricting it. Here's how: write down your debts on each credit card, and find out the annual interest rate of each card. Pay debts on credit cards that have the highest annual interest rates in advance of your ability, then switch to the next highest annual interest rate card.


4. Make special savings
You may need extra money for childbirth costs that may not be covered by insurance, such as another overnight stay at the hospital, the cost of diapers, clothing, and other baby items. Try telling the couple to save specifically for the cost of childbirth, separate from the savings to buy a home or retirement savings.

5. Change the family budget
You need to cut some routine spending so you can buy baby needs. Sit with a partner, and decide together your family's household budget changes.